Can you afford us? Relax. The answer is “Yes.” There are many comfortable payment options, and cost is often completely covered.
Payment for our community-based behavioral health services is often covered in full by state, county or federal programs. It is also covered by many forms of health insurance. For more detailed information, here are answers to the most frequently asked questions about payment:
Question: How are services paid for if I can’t afford them?
Answer: In many possible ways. Our services are often covered by government programs such as Medicaid, Medicare, Home and Community-based Waivers, military insurance, state funding options, or by other means such as private pay. .
With the passage of the Affordable Care Act and the Mental Health and Addictions Parity Act, many new options are available to pay for mental health and addiction services. Medicaid expansion and the health exchanges are now in operation in Kentucky, allowing more individuals to gain insurance coverage which now pays for mental health and addiction services. You may discover that, with our help, you qualify for Medicaid or health insurance through your state’s health insurance exchange. While we may not be able to enroll you, we can point you in the right direction. Many of our programs are covered by Medicaid and your insurance once you’re enrolled.
Question: Will the Affordable Care Act (ACA) cover the services I need?
Answer: The ACA (“Obamacare”) covers many new services for many millions of people across the country. Residential rehabilitation programs like ours are among what the law calls “essential health benefits.” We are considered an essential community provider. So the answer in many cases is “Yes!”
What’s more, the Mental Health Parity and Addiction Equity Act, a law signed in 2008, ensures that your insurance will not limit the scope, value or duration of any of these services in stricter ways than how your medical coverage or benefits are managed.
Call (502) 633-4533 or email us to schedule an appointment.